So the universe and I are working through it. We still have issues, but we’re kinda stuck with each other, so we’re making it work. Bobby’s company’s insurance verified that they’ll cover the loss, even if our homeowners doesn’t… it’s a gigantic relief (although I’m still thoroughly annoyed with All.State).
If you don’t mind, could you guys leave a comment telling me who ya’ll have homeowner/auto insurance through & what your experiences have been? I’ve always been with St.ate Farm & now All.State… I wonder if it would be worth looking into some of the other (maybe smaller, more personal?) companies. We’re getting ready to break up with Wach.ovia, too, in favor of a smaller bank… kinda fits into our goal of localizing & scaling back.
I know this post is just plain boring. Sorry. I’ll do better next time.
We have USAA for auto. I think it’s only open to the military and veterans though, sorry :(. They are freakin’ fantastic, though. We have Navy Federal for Homeowner’s since they also do our mortgage. Same problem there though, I guess. Sorry, I’m no help at all!
We have USAA too- but we aren’t happy with the way they continue to make withdrawals from our wachovia account that we’ve been trying to close causing us to overdraft :-P We’ve asked numerous times for them to charge our credit card and they repeatedly don’t do it. I hate jumping through senseless hoops because the larger groups can’t seem to communicate or follow through on what they’re asked to do.
Hi Sarah, we have Farm Bureau insurance and have always had great experiences with them. Our water heater sprung a leak and called just to let them know in case of future damage and they fixed everything, no questions asked. They even said they would pay for the clean up which we had already done. So anyway, might be worth looking into. Sorry about your loss! How frustrating!
Ha! We have USAA as well… crazy!
We like them a lot though, have never had problems. Although, I confess that we don’t have accounts anywhere else… checking,savings, car payment, credit… it’s all with them. Kinda nice to have it all consolidated… it would really bite if they ever had a major glitch!
Good luck shopping!
Actually it sounds like the universe did you a big favor, albeit in an unscrupulous manner. You see, it employed the ol’ “Let’s break something so we can fix something” tactic — used by the more Machiavalian among us — that takes an otherwise mundane, hum-drum situation, makes it briefly chaotic, and restores peace and tranquility and raises the overall happiness equilibrium beyond what it was before brown fecal matter hit the rotating blades. Thank it later! I have no idea about insurance companies are good. They’re all awesome till you need ‘em.
I’m gonna agree with Brad – if videography was three endeavors ago, you now have greater cash flow and I’m sure you could use it for something good. I have Assurant insurance (renter’s) because I have Geico for auto and that’s who they recommended. Never filed a claim with Assurant, but I LOVE Geico.
Sorry, I think I might have miscommunicated… our PERSONAL videography business was 3 ventures ago, but Bobby’s current company (which is digital media marketing) used the stolen equipment for daily operations as well… They’re having to use borrowed equipment this week to continue operations until the insurance mans up & writes a check.
Argh. Yeah, I’m sure its possible that the universe probably did us a favor, but it’s hard to see it right now…
Horace Mann – love them. We get discounts for having homeowners and auto both through them.
We use State Farm….but our agent is great!! My whole family uses this same agent so we get good service. Because they know we would all walk if any one person got pissed.
And as far as banking goes… we have Bank of America and a small community bank. We thought it be best to diversify b/c each has their positives and negatives. It works for us!
This is kind of a comment on the other post, too — I can’t believe someone stole all of that stuff, right under your nose!! I am so sorry. Dirtbags.
Auto – Progressive (GREAT!)
Home – State Farm (Pretty good!)
We also dumped Wachovia and are with a VERY small, local bank. LOVE THEM.
In my previous life, I worked for insurance companies here in Canada. If you have an specific questions, send them to me on facebook and I can help you out. Those documents are not written in English but I can translate. There may be other options for coverage as well, depending on how the business is insured.
I am sorry that this has happened. I often wonder how those people live with themselves.
Since we just bought our house in May, we talked w/ Geico (w/ whom we have auto policies) and since we’re combining services, we got them for our home insurance, too. Discounted. Of course, the actual policy comes from Travellers, whom they sort of “sublet” policies too. We’ve been very happy w/ Geico, though! A year ago, a guy quasi-broadsided Matthew (though technically, it was sort of Matthew’s fault). The cops weren’t called because the “hitter” was shady, and who knows what would have happened. At any rate, a few phone calls w/ Geico, and we got our rental, the truck was fixed, and no increases in our policy. We had to use them again this past Dec when my Saturn just decided to completely stop on the interstate in Kentucky. I called them & arranged for towing to the nearest dealer over the phone. We really enjoy working w/ them!!